Branch Credit Administrator job at Pride Microfinance Limited

About the Organization

Pride Microfinance Ltd (MDI) is a Microfinance Deposit- taking institution regulated and supervised by Bank of Uganda (BoU) under the MDI Act, 2003 and MDI Regulations, 2004. From inception, Pride has grown to become the leading MDI in Uganda, providing innovative financial solutions to the economically vulnerable people. Pride serves its customers through 34 networked branches spread across the country and 10 contact offices

Job Description

Pride Microfinance Limited (MDI) (Pride) is the leading Microfinance Deposit Taking Institution in Uganda with 46 locations countrywide, an equal opportunity employer and is regulated by Bank of Uganda under the MDI Act, 2003.

Pride is now looking for young, dynamic and energetic individuals to fill the following positions
The Branch Credit Administrator will report to the Branch Manager.

Duties and Responsibilities

Conduct field visits and carry out the verification of loans to improve branch portfolio quality.
Lead and direct the credit committee meetings to achieve efficiency in the operation of the credit section.
Plan, review, and monitor the implementation of guidelines for portfolio quality control and submit periodic compliance reports in line with the work plan and lending policy.
Responsible for relationship management with clients and potential clients to enhance acquisition, retention, and growth.
Provide safe custody for the loan securities and files in line with bank policy and procedures in place.

Review credit proposals, appraise and disburse loans for the branch in accordance with the credit policy & the risk management policy.
Review performance of different loan products and make recommendations.
Verify and establish authenticity and completeness of loan documentation in line with the credit policy and defined authorization limits.
Proactively identify and assess the risks faced by the Branch and maintain an effective system of credit controls to minimize exposure;
Liaise with the debt recovery team to support the process of recovery of non – performing loans.